Nepal
Trott Bailey Family Abundance · Country Profile
Nepal
Data updatedResearch package completedMoney Gate 20 · Overall Gate 0.7.0 Money Gate 20 Food, Housing / Land, Healthcare, Transportation and Water / Energy are four points each. All five must reach 4/4 before the country can cross zero. Money may still exist as an exchange tool; it cannot remain the permission slip for these five basics. Read Money Is a Weak Civilization Engine
Five basics stand between this country and zero
This older research pack has not yet received a direct five-part Money Gate audit. Its historical Reach/Friction evidence is compressed to a maximum transitional 4/20 so we do not invent free-access points that were never researched.
9% weightHuman Time & Burden Return
+16.8
Whether productivity, infrastructure and institutions return usable lifetime to people and families.
TBFC target: Necessary contribution should not require people to sell most of their waking life merely to retain access to food, shelter, care and ordinary family life.
Access-gate research question: How much paid work or income-producing activity is required before an ordinary household can keep access to basic life, and what usable family time remains afterward?
Abundance Gap: +20.0
Live-reviewed from the Nepal 2026-10-02 research package. Capacity, reach, friction and return/regeneration are scored separately; national monetary gatekeeping is applied only at the overall-score stage.
Verified evidence
Reach: Access to secure domestic livelihoods is uneven; migration substitutes for domestic opportunity. Money gate: Employment and migration are strongly money-gated; remittances equal about 26% of GDP.
International Labour Organization
8% weightHousing, Shelter & Housing Reach
+28.5
Whether adequate shelter physically exists and actually reaches people without excessive cost, exclusion or vacancy mismatch.
TBFC target: Adequate family shelter should remain reachable without lifetime dependence on rent, mortgage debt or ability to pay.
Access-gate research question: What share of ordinary shelter access depends on rent, mortgage debt, purchase price or other recurring payment, and what dependable non-market routes exist at national scale?
Abundance Gap: +10.0
Live-reviewed from the Nepal 2026-10-02 research package. Capacity, reach, friction and return/regeneration are scored separately; national monetary gatekeeping is applied only at the overall-score stage.
Verified evidence
Reach: Quality, seismic resilience, water and sewer services vary sharply by place. Money gate: Construction/land/repair affordability evidence needs a current dedicated housing-cost source.
National Statistics Office Nepal
9% weightFood, Nourishment & Free Food Abundance
+29.5
Physical food and nutrient capacity, nourishment reach, waste/loss, public edible landscapes and free food access.
TBFC target: Nutritious food should exist in multiplying abundance and remain reachable even when a household has no money to spend.
Access-gate research question: Can people obtain adequate nutritious food when they cannot pay, and are free/public/productive-food routes large enough to be ordinary rather than exceptional?
Abundance Gap: +25.0
Live-reviewed from the Nepal 2026-10-02 research package. Capacity, reach, friction and return/regeneration are scored separately; national monetary gatekeeping is applied only at the overall-score stage.
Verified evidence
Reach: Mountain/remoteness, hazards and market access create distribution gaps. Money gate: Food access remains income/market dependent; WFP still treats access and nutrition as material challenges.
World Food Programme
6% weightWater & Sanitation Abundance
+29.8
Safe water, sanitation, reliability, capture, reuse, storage and living-landscape water capacity.
TBFC target: Safe water and sanitation should be dependable life infrastructure, not conditional on household purchasing power.
Access-gate research question: Can households retain safe water and sanitation when income falls, and which payment, disconnection or infrastructure barriers interrupt access?
Abundance Gap: +20.0
Live-reviewed from the Nepal 2026-10-02 research package. Capacity, reach, friction and return/regeneration are scored separately; national monetary gatekeeping is applied only at the overall-score stage.
Verified evidence
Reach: Quality/reliability and disaster damage remain major gaps. Money gate: Household connection and maintenance burdens vary; precise tariff burden not yet captured.
National Statistics Office Nepal / UNICEF
5% weightEnergy & Household Capability
+43.5
Whether usable, reliable energy reaches households and removes burdens across water, food, health, cooling, cooking and movement.
TBFC target: Essential household energy should support cooking, cooling, water, food preservation and care without money becoming the switch that turns basic capability on or off.
Access-gate research question: Can households retain essential energy for cooking, cooling, water and food preservation when they cannot pay, and how often does price or disconnection reduce capability?
Abundance Gap: +15.0
Live-reviewed from the Nepal 2026-10-02 research package. Capacity, reach, friction and return/regeneration are scored separately; national monetary gatekeeping is applied only at the overall-score stage.
Verified evidence
Reach: Grid distribution reliability remains uneven enough to justify a $120m reliability project. Money gate: Electricity is tariff-gated; affordability burden needs current household data.
World Bank
7% weightHealth & Care Reach
+27.3
Whether prevention, primary care, medicine, maternity care, dentistry and specialist capability reach people when needed.
TBFC target: Prevention, maternity, dentistry, medicine and necessary treatment should be reachable because care is needed, not because payment can be produced.
Access-gate research question: Can necessary care be obtained because it is needed, or do price, insurance, employment, debt or other financial tests materially delay or prevent access?
Abundance Gap: +10.0
Live-reviewed from the Nepal 2026-10-02 research package. Capacity, reach, friction and return/regeneration are scored separately; national monetary gatekeeping is applied only at the overall-score stage.
Verified evidence
Reach: Medicine shortages, uneven facility distribution, NCD gaps and pollution reduce effective access. Money gate: WHO documents out-of-pocket payment caused by constrained free-medicine availability.
WHO
6% weightEducation & Human Capability
+32.3
Foundational learning plus practical, technical and enduring civilization capability retained by people.
TBFC target: Foundational learning and useful capability should be reachable as part of civilization life rather than purchased according to family income.
Access-gate research question: Which essential learning and capability routes are genuinely reachable regardless of family income, and where do fees, debt or paid enrichment create decisive access gaps?
Abundance Gap: +10.0
Live-reviewed from the Nepal 2026-10-02 research package. Capacity, reach, friction and return/regeneration are scored separately; national monetary gatekeeping is applied only at the overall-score stage.
Verified evidence
Nepal has sustained broad school access through its School Education Sector Plan, but 2026 financing partners still identify foundational learning as a pressing challenge and call for stronger literacy, numeracy and skills outcomes.
UNICEF Nepal / Joint Financing Partners
4% weightMobility & Reachability
+21.0
Local, regional and national movement that connects people to family, services, work, learning and public life without consuming excessive time.
TBFC target: Ordinary local and regional movement should be available for family, care, learning and civic life without travel becoming a paywall.
Access-gate research question: Can ordinary people reach family, care, learning and public life without high recurring fares, vehicle costs, debt or fuel dependence?
Abundance Gap: +20.0
Live-reviewed from the Nepal 2026-10-02 research package. Capacity, reach, friction and return/regeneration are scored separately; national monetary gatekeeping is applied only at the overall-score stage.
Verified evidence
Reach: Mountain terrain, landslides, maintenance and rural last-mile access constrain reliability. Money gate: Transport time/cost remain access frictions; project explicitly aims to reduce both.
World Bank
8% weightFamily Formation, Continuity & Child Stability
Fertility agenda · target 5.0
Family continuity is measured partly by whether children are actually multiplying. New and re-reviewed profiles use total fertility as 40% of Family Formation: 2.1 births per woman is the replacement floor and earns positive but limited credit; the authored target is 5.0.
Read A Civilization Built for Mothers and Fathers
+23.0
Conditions that let people form stable families, raise children, share parental time and continue family life without punishing material barriers.
TBFC target: People should be able to form, continue and multiply family life. Trott Bailey Family Civilization uses 5.0 children per woman as the fertility target; 2.1 is the replacement floor, not the aspiration, while housing, care, food and time should not be withheld behind financial thresholds.
Access-gate research question: How strongly do housing, childcare, health, food and work-income requirements delay or destabilize family formation and continuity, and is total fertility moving above replacement toward the 5.0-children-per-woman civilization target?
Abundance Gap: +20.0
Live-reviewed from the Nepal 2026-10-02 research package. Capacity, reach, friction and return/regeneration are scored separately; national monetary gatekeeping is applied only at the overall-score stage.
Verified evidence
Reach: Net migration is strongly negative and domestic employment opportunity is constrained. Money gate: Family livelihood security is tied to overseas earnings and money transfers.
World Bank
5% weightLand Access & Spatial Freedom
+30.8
Whether land and settlement choice reach ordinary people rather than opportunity being functionally trapped inside expensive commercial centres.
TBFC target: Suitable productive land and settlement opportunity should not be functionally reserved for those able to outbid everyone else.
Access-gate research question: Can ordinary families gain secure use of suitable productive ground without first accumulating enough money to purchase, finance or outbid others?
Abundance Gap: +30.0
Live-reviewed from the Nepal 2026-10-02 research package. Capacity, reach, friction and return/regeneration are scored separately; national monetary gatekeeping is applied only at the overall-score stage.
Verified evidence
Reach: Land fragmentation, tenure inequality and terrain limit practical access. Money gate: FAO program explicitly targets equitable access to resources, indicating remaining friction.
World Bank
6% weightPeace of Mind, Happiness, Beauty & Delight
+33.3
Peace of mind, social support, everyday safety, public beauty, recreation, nature, culture and delight reachable without constant payment.
TBFC target: Beauty, nature, recreation, rest and public delight should belong to ordinary life rather than appearing mainly after payment.
Access-gate research question: How much everyday rest, nature, recreation, culture and public beauty is freely reachable, rather than principally accessed through paid venues, travel or private property?
Abundance Gap: +35.0
Live-reviewed from the Nepal 2026-10-02 research package. Capacity, reach, friction and return/regeneration are scored separately; national monetary gatekeeping is applied only at the overall-score stage.
Verified evidence
Reach: Kathmandu Valley/Terai air pollution substantially harms lived environmental quality. Money gate: Tourism/recreation access often involves transport and fees; national free-access evidence not established.
World Bank
6% weightLiving Ground, Biodiversity & Resilience
+38.8
Whether soil, forests, wetlands, habitat, pollinators, species and water-holding landscapes are strengthening rather than being consumed.
TBFC target: Regenerating soil, water, habitat and food-bearing landscapes should be maintained as shared life-supporting capacity rather than only where a transaction makes them profitable.
Access-gate research question: Are regenerative land, water and habitat functions maintained as life-supporting infrastructure even when no direct commercial return is available?
Abundance Gap: +20.0
Live-reviewed from the Nepal 2026-10-02 research package. Capacity, reach, friction and return/regeneration are scored separately; national monetary gatekeeping is applied only at the overall-score stage.
Verified evidence
Reach: High multi-hazard exposure and forest degradation/fragmentation. Money gate: Resilience investment remains partly dependent on public and external finance.
World Bank
5% weightJustice, Safety & Institutional Friction
+28.5
Physical safety, usable justice, legal identity, reliable public administration and low needless institutional burden.
TBFC target: Usable justice, legal identity, safety and ordinary administration should remain accessible regardless of wealth.
Access-gate research question: Do fees, legal costs, bail, fines, documentation costs or ability to hire expertise materially change access to justice, safety or public administration?
Abundance Gap: +10.0
Live-reviewed from the Nepal 2026-10-02 research package. Capacity, reach, friction and return/regeneration are scored separately; national monetary gatekeeping is applied only at the overall-score stage.
Verified evidence
The 2025 World Justice Project index places Nepal at 0.52 overall and 72nd of 143, with civil justice notably weaker than several other factors. Functioning institutions therefore coexist with substantial justice friction.
World Justice Project
4% weightDurability, Repair & Material Return
+17.5
Whether useful materials, infrastructure and goods are maintained, repairable, recovered and cycled instead of repeatedly becoming waste.
TBFC target: Repair, maintenance and useful material circulation should protect capability instead of forcing repeated repurchase as the default route to continued use.
Access-gate research question: Do repair and maintenance remain practically accessible, or do pricing, proprietary restrictions and replacement incentives turn continued use into repeated purchasing?
Abundance Gap: +15.0
Live-reviewed from the Nepal 2026-10-02 research package. Capacity, reach, friction and return/regeneration are scored separately; national monetary gatekeeping is applied only at the overall-score stage.
Verified evidence
Nepal has a national solid-waste policy track built around reduce, reuse and recycle, but municipal capacity and financing remain uneven; earlier World Bank projects expanded collection substantially in participating cities rather than establishing nationwide circularity.
World BankTrott Bailey Family Civilization Target
The end state: life beyond monetary gatekeeping
Trott Bailey Family Civilization treats money as an exchange tool rather than a prerequisite for access to life. The long-run abundance target is that food, water, shelter, care, education, mobility, land access and ordinary public life remain reachable even when a person cannot pay.
This target is an authored civilization standard. The diagnostic evidence score can now draw from all 16 weighted categories. The five-part Money Gate remains a separate domestic threshold asking whether food, housing/land, healthcare, transportation and water/energy are genuinely reachable without payment before any civilization can cross zero.
and then 
